Restaurant Tip Payment Software

Simplify tip distribution with automated payouts

Say goodbye to cash and save on collection, transportation, and insurance costs.

  • Save time on tip management and distribution
  • Eliminate your restaurant’s dependency on cash
  • Reduce security costs, theft risks, and make commutes safer

Streamline your restaurant’s tip distribution with the Fuego mobile app*

Experience the convenience of Fuego’s digital tip payout solution, designed to streamline your payout process and offer your tipped employees real-time flexibility in receiving their pay.

*Standard data rates from your wireless service provider may apply.

“It’s completely automated and doesn’t require any manual input from our managers”

“One of the reasons we went with [Fuego] was because it’s completely automated and doesn’t require any manual input from our managers at 3:00 in the morning when they’re exhausted. So far it’s been fulfilling all the needs we had.”

— Nate Whatley, Director of Technology, On Deck Concepts

Reduce cash payouts Eliminate your dependency on cash

Reduce expenses associated with cash handling, including collection, bank runs, transportation, and insurance costs.

Efficient tip management Manage cashless tipping easier than ever before

Say goodbye to manual calculations, spreadsheets, and paperwork, and embrace the simplicity of digital systems for smoother operations.

Tip data management Designed to work hand-in-hand with your existing restaurant software

Fuego leverages data already available across 30+ major POS systems, offers pre-built connections to tip pooling solutions, and benefits from a seamless integration with Fourth’s Workforce Management platform, HotSchedules. This means no disruption to your operations, just improved efficiency and accuracy from the get-go. No matter where your tips are stored, Fuego can support your needs.

Save on labor costs No more time-consuming cash distributions

Remove the burden of cash tip handling for managers, allowing them to focus on driving business growth – saving valuable labor hours previously spent counting and distributing tips.

Improve your restaurant’s cash flow A more efficient tip handling process

Speed up your cash flow cycle and ensure faster reimbursement and better financial management for your business

Prioritize employee safety Carrying cash places your employees at risk

Eliminate excess cash in stores, reducing security costs and theft risks. Plus, no more cash pickups for managers and safer commutes for employees.

Ensure compliance Pay gratuities with confidence

Stay compliant with tax and labor regulations, reducing the risk of errors and penalties associated with manual tip payout processes.

  • Hire
  • Schedule
  • Manage
  • Pay
  • Retain

Hire the best talent, first. Then get them onboarded and ready to delight guests.

  • Reduce drop-off and increase applicant flow
  • Generate increased app volume with Quick Apply
  • Ditch the onboarding paperwork

Access labor-saving tech that forecasts demand and makes scheduling a breeze.

  • Slash admin time with AI labor forecasting
  • Integrate labor and time keeping
  • Schedules from anywhere with our mobile app
  • Stay compliant with labor laws

Unlock real-time visibility into daily operations and staff management.

  • Manage your operations with manager logbook
  • Gain complete operational insight from across stores
  • Maintain brand standards across stores

Run payroll, manage tip distributions, and stay ahead of labor & wage compliance.

  • Offload payroll and benefits administration
  • Eliminate your dependency on cash with tip payouts
  • Reduce benefits and insurance costs

Improve retention and engagement with distinct benefits and solutions.

  • Access competitive benefits
  • Offer your employees earned wage access
  • Bank your unbanked with the Fuego Visa® Card

Hire

Hire the best talent, first. Then get them onboarded and ready to delight guests.

  • Reduce drop-off and increase applicant flow
  • Generate increased app volume with Quick Apply
  • Ditch the onboarding paperwork

Schedule

Access labor-saving tech that forecasts demand and makes scheduling a breeze.

  • Slash admin time with AI labor forecasting
  • Integrate labor and time keeping
  • Schedules from anywhere with our mobile app
  • Stay compliant with labor laws

Manage

Unlock real-time visibility into daily operations and staff management.

  • Manage your operations with manager logbook
  • Gain complete operational insight from across stores
  • Maintain brand standards across stores

Pay

Run payroll, manage tip distributions, and stay ahead of labor & wage compliance.

  • Offload payroll and benefits administration
  • Eliminate your dependency on cash with tip payouts
  • Reduce benefits and insurance costs

Retain

Improve retention and engagement with distinct benefits and solutions.

  • Access competitive benefits
  • Offer your employees earned wage access
  • Bank your unbanked with the Fuego Visa® Card

Empower your employees while reducing turnover with Fuego

Fuego can help workers meet their financial goals and develops solutions to help employers create a more optimistic, more engaged, and more productive workforce.

Featured Resources

ebook

10 Ways to Improve Restaurant Profitability

10 Ways to Improve Restaurant Profitability

Labor costs. Staffing shortages. Supply chain issues. This is the new normal that restaurants must conquer to achieve sustained profitability. Managing inventory and people in real time is complex. Predicting future demands is even more challenging. But with the right strategies and technology in place, you can simplify the chaos of workforce and product management to Conquer the Day.

Learn more

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Understanding the costs associated with tipping in cash

Understanding the costs associated with tipping in cash

Learn more

Frequently Asked Questions

  • How do digital tip payouts work?
    • Digital tip payouts allow employers to transfer employees’ tips electronically instead of in cash. Employers can use the Fuego digital platform or app to input the tip amounts, which are then directly deposited into employees’ accounts.
  • How does digital tip payout help with record-keeping and compliance?
    • Tip payouts simplify record-keeping by automatically generating digital receipts and transaction logs for every payment. This helps employers stay organized and compliant with tax and labor regulations.
  • How does Fuego’s payment processing compare to traditional methods in terms of speed and cash flow for businesses paying out tips to employees?
    • On average, it takes three days for payment networks like Visa to settle card payments and reimburse a business that pays out tips in cash the night that they’re earned by employees, seriously affecting your cash flow process. Fuego pays out only the known amount and you get it back the next day, halving your funding time.
  • What are the fees associated with digital tip payouts?
    • There’s no implementation fee for the employer, no subscription fee, and zero cost tip payments. Employees can transfer tips for $0.50 for ACH (2–3 days), $1 for same day ACH, $2 to a card account (within minutes), and tip payments to the Fuego Visa® Card are zero cost. Employers can choose if/when they want to pay the cost to transfer tips on behalf of the employee, even if just for the short-term.
  • Does tip payout impact my current payroll process?
    • Tips paid out are recovered via ACH Debit daily and a breakdown is available to finance for reconciliation. Fuego provides a pay period tip report file that the company’s payroll administrator uploads to the payroll provider containing paid and unpaid tips. All in all, payroll administrators add just one step to their existing payroll process.
  • Can I run tips through payroll instead of paying them out daily?
    • Yes, employers can choose to turn off tip payouts and instead can pay out tips to their employees directly through payroll each pay period via earned wage access.

¹Central Bank of Kansas City does not administer nor is liable for on-demand pay/wage draws or tip pay out.

The Fuego Visa Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A., Inc. and may be used everywhere Visa debit cards are accepted. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at www.getfuego.com/legal. If you have any questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free 24/7/365 at 1-855-715-8518.