On-Demand Pay


95% of workers prefer employers that offer on-demand pay. Help your employees meet their financial goals with Fuego.

  • Attract And Retain Talent With On-Demand Pay
  • Improve Retention And Engagement Among Employees
  • Save On Payroll Processing Costs

Hourly Employees Want On-Demand Pay


Workers prefer employers that offer on-demand pay1


Workers reported fewer unplanned absences because of on-demand pay2


Workers would be willing to switch employers for on-demand pay3

Attract and retain talent with on-demand pay

When you need every advantage to attract and retain talent, offering the benefit of on-demand pay4 makes all the difference for you and your team.

Fuego enables employers to:

  • Attract top talent during the labor shortage
  • Improve retention and engagement among employees
  • Empower employees with financial wellness
  • Fill open shifts with a real-time payment option
  • Save on payroll process costs — eliminating pay checks and pay card admin

Fuego enables employees to:

  • Make any day a payday with access to their pay right after they earn it
  • Access all their shifts and earned wages from multiple shifts, even across multiple companies*
  • Take steps towards financial freedom by taking control of their finances – paying bills on time, setting goals to save, tracking spending patterns, and understanding earning potential by viewing earned and scheduled pay

*Note: Companies must use HotSchedules as their scheduling tool.

Get to know earned wage access

Earned wage access (a component of on-demand pay) is a financial service that allows employees to access a portion of their earned wages on-demand, rather than waiting for traditional payday.

With Fuego’s earned wage access solution, employees can draw up to 50% of their earned funds within hours of completing a shift. Funds are deducted from net pay like other post-tax calculations, at no cost to you. Plus, Fuego seamlessly integrates with HotSchedules, so every time your employees log in to check their schedules for the week, they can instantly get a view of their earned wages that are available for immediate draws.

Solutions for you and your employees

Digital Tip Pay Out

Fuego’s new tip pay out solution reduces your dependency on cash by automating the tip payout process and providing your employees with flexibility and choice in payment.

Fuego Visa© Card

The Fuego Card offers employees a trusted and convenient source for debit transactions. There are no inactivity fees, no cost to set up, no fees associated with wage draws, and employees can access their pay up to two days early with direct deposit.5

The Fuego difference

No Set Up Cost

Fully Integrated with HotSchedules

Straight-Forward Implementation

Fuego Admin Portal

Easy Employee Adoption

Dedicated Customer Support

Fuego makes any day a payday for the 35,000 employees of SSP America

See how SSP conquers the day with on-demand pay to improve recruiting, retention, and satisfaction in a post-COVID world.

1,2,3 Visa Insights 2019, Earned Wage Access survey
4 Central Bank of Kansas City does not administer nor is liable for on-demand pay/wage draws.
5 For you to be paid early, your employer or payment provider must submit the deposit early. Your payment provider may not submit the deposit early each payment period, so ask when they submit your deposit information to the bank for processing. Early funds deposit begins on the 2nd qualifying deposit, which is defined as a direct deposit greater than $5.00 received from the same payer.

The Fuego Visa Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A., Inc. and may be used everywhere Visa debit cards are accepted. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at www.getfuego.com/legal. If you have any questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free 24/7/365 at 1-855-715-8518.

Our team would love to hear from you

Give us a call today +1 (877) 539-5156, or click the button below.