Tip Payout

Simplify tip distribution with automated, digital payouts.

Say goodbye to cash and save on collection, transportation, and insurance costs with digital tip payouts built into HotSchedules.

  • Save time on tip distribution
  • Eliminate your restaurant’s dependency on cash
  • Reduce security costs, theft risks, and make commutes safer

Real-time access through the Fuego app.*

Experience the convenience of digital tip payouts, delivered through the Fuego app — streamlining your payout process and giving tipped employees real-time flexibility in how they receive their pay.

*Standard data rates from your wireless service provider may apply.

“It’s completely automated and doesn’t require any manual input from our managersNate Whatley, Director of Technology, On Deck Concepts at 3:00 in the morning when they’re exhausted. So far it’s been fulfilling all the needs we had.”

— Nate Whatley, Director of Technology, On Deck Concepts

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Reduce cash payouts

Eliminate your dependency on cash.

Reduce expenses associated with cash handling — collection, bank runs, transportation, and insurance — with digital tip payouts.

Efficient tip management

Manage cashless tipping easier than ever before.

Say goodbye to manual calculations, spreadsheets, and paperwork, and embrace the simplicity of digital payouts for smoother operations.

Tip data management

Designed to work hand-in-hand with your existing restaurant software.

We leverage data already available across 30+ major POS system to deliver tip pool calculations directly into HotSchedules. No matter where your tips are stored, we can support your needs.

See our POS integrations →

Save on labor costs

No more time-consuming cash distributions.

Remove the burden of cash tip handling for managers, allowing them to focus on driving business growth – saving valuable labor hours previously spent counting and distributing tips.

Improve your restaurant’s cash flow

A more efficient tip handling process.

Speed up your cash flow cycle and ensure faster reimbursement and better financial management for your business with Tip Payout.

Prioritize employee safety

Carrying cash places your employees at risk.

Eliminate excess cash in stores, reducing security costs and theft risks with digital tip payouts. Plus, no more cash pickups for managers and safer commutes for employees.

Save on labor costs

No more time-consuming cash distributions.

Remove the burden of cash tip handling for managers, allowing them to focus on driving business growth – saving valuable labor hours previously spent counting and distributing tips.

Part of tip management

Pairs with Tip Pooling.

Tip Payout gets tips to your team. Tip Pooling decides who gets what — pooled by your rules and calculated automatically from the same scheduling and POS data. Run them together and you have the full chain in one connected process, with no exports, partner integrations, or data handoffs between separate tools.

Explore Tip Pooling →

Frequently Asked Questions

  • What is Fourth’s tip payout software?
    • Fourth’s tip payout software is a digital tip distribution platform that replaces end-of-shift cash payouts with automated electronic transfers. Tip amounts are calculated using data already in the operator’s POS system, and employees receive their tips digitally — to a bank account, debit card, or the Fuego Visa® Card — eliminating the need for managers to handle, count, or distribute cash.
  • What is the Fuego Visa® Card?
    • The Fuego Visa® Card is a debit card issued by Central Bank of Kansas City (Member FDIC) under a Visa license that employees can use to receive digital tip payouts at zero cost. Accepted anywhere Visa debit cards are accepted — making digital tips accessible even for employees without a traditional bank account.
  • How do digital tip payouts work?
    • Digital tip payouts allow employers to transfer employees’ tips electronically instead of in cash. Employers can use Fourth’s digital platform or app (Fuego) to input the tip amounts, which are then directly deposited into employees’ accounts.
  • How does Fourth’s payment processing compare to traditional methods in terms of speed and cash flow for businesses paying out tips to employees?
    • On average, it takes three days for payment networks to settle card payments and reimburse a business that pays out tips in cash the night that they’re earned by employees, seriously affecting your cash flow process.
  • What are the fees associated with digital tip payouts?
    • There’s no implementation fee for the employer, and no subscription fee. Employees can transfer tips for $0.50 to a bank account (2–3 days), $1 for same day ACH, $2 to a card account (within minutes), and tip payments to the Fuego Visa® Card are zero cost. Employers can choose if/when they want to pay the cost to transfer tips on behalf of the employee, even if just for the short-term.
  • Does tip payout impact my current payroll process?
    • Tips paid out are recovered via ACH Debit daily and a breakdown is available to finance for reconciliation. Fuego provides a pay period tip report file that the company’s payroll administrator uploads to the payroll provider containing paid and unpaid tips. All in all, payroll administrators add just one step to their existing payroll process.
  • Is the tip payout process fully automated or does it require manager input?
    • Fully automated. As On Deck Concepts’ Director of Technology put it: it requires no manual input from managers — including at 3:00 in the morning when managers are exhausted. Fuego pulls tip data from the POS, calculates distributions, and processes transfers without manual data entry, spreadsheets, or cash counting at any point.
  • What are the hidden costs of paying tips in cash?
    • Cash tip handling carries a range of direct and indirect costs: bank runs and cash transportation, insurance for cash on premises, the labor cost of managers counting and distributing tips late at night, security measures to protect cash in the store, and theft risk — both of the cash itself and from employees being targeted while commuting home after receiving tips. Digital tip payouts eliminate all of these.
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Ready to get cash out of your tip process?

See how Fourth delivers tips digitally — connected to pooling and payroll in one reliable, auditable process.

¹ Central Bank of Kansas City does not administer nor is liable for on-demand pay/wage draws or tip pay out.

The Fuego Visa Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A., Inc. and may be used everywhere Visa debit cards are accepted. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at www.getfuego.com/legal. If you have any questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free 24/7/365 at 1-855-715-8518.

Conquer the Day

Save time, reduce costs, and increase profitability with Fourth’s intelligent solutions.

  • Reduce labor costs with accurate demand forecasting that eliminates over and understaffing.
  • Eliminate your HR burden with HR and payroll services that manage it for you.
  • Lower your COGS and drive increased profitability with inventory management solutions.

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