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Fuego On-Demand Pay App

Your secret ingredient for employee engagement

Designed for employers to boost employee engagement across your team for no additional cost.

Tailored to the restaurant industry to:

  • Increase shift coverage
  • Improve productivity
  • Boost employee loyalty

Build your A-Team with Fuego

Run a more optimistic, engaged, and productive team with Fuego. Heat up your employee benefits package for no additional cost to attract, hire, and retain top talent. Grow loyalty by giving your employees financial flexibility with on-demand pay from Fourth’s earned wage access software, for more choice in how and when they get paid – interest free.

Boost Productivity

Attract & Retain

Boost your benefits package:

  • Attract top talent
  • Reduce turnover costs
  • Increase loyalty and engagement

Improve Scheduling

Tie potential earnings to picking up more open shifts:

  • Encourage more picked up shifts
  • Discourage absenteeism
  • Reduce manager strain to fill shifts

Control Costs

Support payroll objectives:

  • Eliminate costly paper paychecks
  • Reduce requests for advances
  • Lower burden of traditional paycard programs

Remove Silos and Drive Your Bottom Line

Make any day payday with access to up to 50% their pay right after they earn it.
Unlock earning potential with real-time visibility to their earned and scheduled pay in the Fuego app*.
Fee free access to on-demand pay with the Fuego Visa® Card. Plus, there’s no application, setup, monthly or inactivity fees.
Digital Wallet Fuego Card holders gain access to the perks of digital wallet, like Apple® or Google Wallet™.
Reach financial freedom On-demand pay is an interest free alternative to predatory loans and advances to help avoid the cycle of debt.
Reduce financial stress Bank† your unbanked employees and give them access to financial wellness tools with the Fuego Card.
  • *Note: Companies must use HotSchedules as their scheduling tool.
  • **Central Bank of Kansas does not administer nor is liable  for on-demand pay/wage draws.
  • †Banking services provided by Central Bank of Kansas City, Member FDIC.The Fuego Visa Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A., Inc. and may be used everywhere Visa debit cards are accepted. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at www.getfuego.com/legal. If you have any questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free 24/7/365 at 1-855-715-8518.

Fuego makes any day a payday for the 35,000 employees of SSP America

See how SSP conquers the day with on-demand pay to improve recruiting, retention, and satisfaction in a post-COVID world.

Take the Complexity Out of Inventory Management

Tip Payout

Fuego’s digital tip payout solution reduces your dependency on cash by automating the tip payout process and gives your tipped employees access to on-demand pay. View our tipping software

Earned Wage Access

Earned wage access (EWA) gives your hourly employees access to up to 50% of their earned wages on demand, ahead of payday. View earned wage access software

Tip Payout

Fuego’s digital tip payout solution reduces your dependency on cash by automating the tip payout process and gives your tipped employees access to on-demand pay. Learn more

Tip Payout

Fuego’s digital tip payout solution reduces your dependency on cash by automating the tip payout process and gives your tipped employees access to on-demand pay. Learn more

Fuego Implementation is easy.

Four Steps. Two 30-minute calls. We’ll handle the rest.

In two weeks, on average your team gains the benefit of on-demand pay.

Up to 70% employee adoption in 2 weeks*

*Average timeline for full implementation

The Fuego Difference

HotSchedules Integration
No Setup Cost
Enterprise-grade Security
Payroll compliance
Bilingual
Easy Implementation

Frequently Asked Questions

As a HotSchedules customer, Fuego utilizes the Schedule and POS data connections that already exist. The time and attendance data are used to provide earned wage access to employees, there’s no cost to the business in offering Fuego as an employee benefit.

On-demand pay reduces the risk of employees entering a cycle of debt or seeking predatory payday loans or advances. On-demand pay is not a loan, it’s access to an employee’s earned wages from completed shifts before traditional payday. With flexibility to access a portion of their earned wages on their timeline, employees are less likely to engage in risky financial options, such as predatory loans to cover unexpected expenses.

Just like any other deduction, such as healthcare deductions, for earned wage access we simply send an adjustment file to payroll to deduct from an employees’ paycheck. For tip payout, we send you a tip payout report so you can see what’s already been paid out and adjust the employee’s pay accordingly. Employers can also divert a portion of the employee’s earned tips through payroll – thereby reducing the amount taken from the pay prior to payroll processing.

The draws for earned wage access are funded by Fuego and the employer settles up with Fuego as part of payroll processing. We also fund tip payouts for you but the funds are automatically collected daily via ACH debit.

1,2,3 Visa Insights 2019, Earned Wage Access survey
4 For earned wage access draws without fees, the employee must set up direct deposit.

The Fuego Paycard Visa® Prepaid Card is issued by Pathward®, N.A., Members FDIC pursuant to a license from Visa U.S.A. Inc. This card can be used everywhere Visa debit cards are accepted. The Fuego Paycard issuance is dependent on I-9 verification for anyone 13+. Visa is a registered trademark owned by Visa International Service Association.Dash® is a registered trademark owned by Prepaid Technologies Company, Inc.Dash® is a registered trademark owned by Prepaid Technologies Company, In

Conquer the Day

Save time, reduce costs, and increase profitability with Fourth’s intelligent solutions.

Reduce labor costs with accurate demand forecasting that eliminates over and understaffing.

Eliminate your HR burden with HR and payroll services that manage it for you.

Lower your COGS and drive increased profitability with inventory management solutions.

Trusted by Customers Worldwide

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